Basically, as a consumer, you can also take out a loan if you are bound in any way in a temporary contract, because a temporary contract basically says nothing about the payment behavior or solvency of the contracting parties concerned.
Completely different aspects are important here, which play a role with a loan despite a temporary contract as well as with any other loan or contract or employment relationship. For example, anyone who has signed a temporary contract and at the same time is in a different employment relationship or is self-employed or freelance always has a chance of getting a loan, provided that their own financial strength allows it.
The same applies to temporary contract holders without further employment or any other source of income if the temporary contract with the relevant temporary employment agency runs over a longer period. Likewise, the temporary contract as such is not relevant if the contract holder or the loan applicant still has additional capital or can provide a guarantor. So all the aspects that have to be considered with every credit request play a role here.
Research the loan online despite the contract and conclude the contract
In any case, as with any other loan, it always makes sense for a loan despite a temporary contract if the potential borrower takes the time and effort to research the relevant lenders and offers online. On the one hand, you become familiar with your own project and can think through your wishes and plans repeatedly, on the other hand, you ensure flawless and seamless communication and reasoning for later loan negotiations. Furthermore, a good portfolio of offers and interested parties ensures a certain independence from the negotiating partners and, above all, inner peace during the discussions.
Credit despite a temporary contract for various projects and claims
Furthermore, prospective borrowers should always bear in mind that there is basically a form of credit for every project and every claim, because the market here is not limited to just a few credit institutions based in Germany. Especially for daring projects in the entrepreneurial area, it can make sense to acquire your financial resources internationally and to work with private investors.
In this case, the security brought in is less important than the potential of the project. In addition, your own bank does not have to know anything about the project in question and – which is often very important – the data and machinations of the German Credit Bureau are completely uninteresting in this case.
Find a loan in a solution-oriented manner despite the temporary contract with the help of professional intermediaries
Of course, there is no reason why you should not be supported by a professional broker or financial advisor in search of a suitable loan. This can be particularly useful if you do not want to go into a credit negotiation alone or without witnesses, since it can be assumed that the lender side will be represented by several people.