Once, to obtain a loan, you had to have a loan guarantor. And what does it look like now? What alternative financial products do we have? Below are some suggestions!
Online installment loan
Our first proposal is an online installment loan. Although some may consider this to be another payday offer, when we look at it, we will quickly understand that these are two different financial products. The loan is granted in installments, and the maximum repayment period can be up to 36 months.
In the case of traditional payday loans we are dealing with a liability that must be repaid within a few or several days (maximum 30). Moreover, the commitment is granted online. We don’t even need to personally report to the lender to complete the application. For this purpose, we can use the same phone or laptop, it is important that the device has a permanent connection to the Internet.
Evidence loans without online certificates
An interesting proposal is a loan for proof without online certificates. This is a product issued as an ID, so we need a valid ID to apply for it. However, this is not all, the lender does not require any additional certification, so we will avoid collecting various types of documents, including, among others, income statement or employment certificate.
The loan for proof without certificates is granted online, so you can apply for it from anywhere – from work, from home or even from the park. The only condition is having a device with internet access. And so we can apply for a loan using a desktop computer, laptop, mobile phone or tablet.
Maybe one day the loan guarantor was the only way to get financial support. Currently, the market offers us many more interesting solutions, so we don’t have to burden our loved ones with our problems. Therefore, when the need arises, it is better to think about them, and if you fail to get the support you need, think about a loan with a guarantor.
The safest way to borrow online is to make sure you’re dealing with a reputable lender and that you keep an eye out for red flags.